Lakeshore Finance offers 30 Year, 20 Year, 15 Year and 10 Year Fixed Rate options. Our Fixed Rate Loan Programs Conform to Fannie Mae and Freddie Mac guidelines and our rates are the lowest in the business.

*Available for New Home Purchases and Refinances

These Loans offer a low introductory period fixed rate. This perfect for a borrower who is planning on either moving in the short term, or if the borrower knows that they will need to refinance in a few years but would like to take advantage of a lower payment now.

For example, a borrower may know that they will be doing home improvement or paying for tuition in 3 to 5 years and will be using the equity in their home to do so triggering the need to refinance.

Lakeshore Finance offers 1,3,5,7 and 10 Year Adjustable Rate Mortgages.

*Available for New Home Purchases and Refinances

Self-Employed Individuals often times have harder income to prove because of expenses, write-offs or losses associated with their business. However, this does not mean the borrower won't pay back a loan that could greatly benefit them. We have a high level of expertise and loans specifically tailored to these individuals whether it is for a new home purchase or if you are planning on refinancing your current mortgage. Whatever your limitations may be, we will take the time and the care to help you get approved.

*Available for New Home Purchases and Refinances

It is critical that a first time homebuyer gets Pre-Qualified before shopping for their dream home. Get Prequalified today with Lakeshore Finance. We have a wide variety of options for First Time Homebuyers including programs with No Money Down.

We take the time to analyze your short and long term goals as well as take the time to thoroughly qualify you for the best Interest Rate and Loan Programs to make sure you get not only the houes you want, but the payments you want as well.

Need to tap into some quick equity for Remodeling or Debt Consildation or just take that long overdue vacation? We offer quick and easy second mortgages to protect your already low Interest Rate on your first mortgage.

You can also take out a Home Equity Loan to use as a Down Payment towards the purchase of your next home to avoid Private Mortgage Insurance or to use as a "Bridge Loan" if you need to close on a home quickly.

If your credit is less than perfect or you have no credit, it is no problem. At Lakeshore Finance we offer all types of loan programs that fit the needs of people with the following:

• Chapter 7 Bankruptcy - Two Years after discharge - OK.
• Chapter 13 Bankruptcy - Two Years after discharge - OK 
• Mortgage Lates - No Problem
• Consumer debt lates (car, credit card, etc) - No Problem
• Judgements/Liens/Tax Warrants - No Problem
• Limited Credit History - No Problem

Let us assess your situation and help get you on the right path!

*Available for Purchases and Refinances